Terms and Conditions

These terms and conditions govern your use of our financial planning services and website.

Last updated: September 23, 2025

Effective Date: September 19, 2025

Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and our company.

Service Description

We provide professional financial planning consultations designed to help individuals understand and improve their financial situation.

Our services include personalized consultations, financial analysis, and strategic planning guidance.

User Eligibility

To use our services, you must meet the following requirements:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information during consultation

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and truthful information about your financial situation
  • Maintain the confidentiality of any account information or access credentials
  • Use our services only for lawful purposes and in accordance with these terms
  • Pay all fees and charges associated with your use of our services
  • Notify us promptly of any changes to your contact information

Prohibited Uses

You may not use our services to:

  • Engage in any illegal, fraudulent, or deceptive activities
  • Attempt to gain unauthorized access to our systems or other users' information
  • Interfere with or disrupt the operation of our services
  • Use our services for any purpose that violates applicable laws or regulations

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain our exclusive property or that of our licensors.

Unauthorized reproduction, distribution, or modification of our content is strictly prohibited.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our privacy policy.

Please review our privacy policy for detailed information about our data practices. Privacy Policy

Payment Terms

Payment terms for our services include:

  • Monthly subscription fees of £250 are due in advance
  • All prices include VAT at the applicable rate
  • Payment processing fees may apply depending on your chosen payment method

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR LIABILITY IS LIMITED TO THE AMOUNT YOU PAID FOR OUR SERVICES.

We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

Disputes shall be resolved through the following process:

Arbitration

Any disputes will be resolved through binding arbitration in accordance with UK arbitration rules.

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform for alternative dispute resolution.

EU ODR Platform

Termination

Either party may terminate the service relationship with appropriate notice as specified in your service agreement.

Upon termination, your access to services will cease, though certain obligations may survive termination.

Governing Law

Any disputes shall be resolved under UK jurisdiction and applicable financial services regulations.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and us regarding use of our services.

Changes to Terms

We reserve the right to modify these terms at any time with appropriate notice to users.

Material changes will be communicated through our website or direct notification.

Contact Information

For questions about these terms, contact us using the information provided in our contact section.

contact@iridovanquest.com

42 Regent Street, London W1B 5HL