Terms and Conditions
These terms and conditions govern your use of our financial planning services and website.
Last updated: September 23, 2025
Effective Date: September 19, 2025
Acceptance of Terms
By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
These terms constitute a legally binding agreement between you and our company.
Service Description
We provide professional financial planning consultations designed to help individuals understand and improve their financial situation.
Our services include personalized consultations, financial analysis, and strategic planning guidance.
User Eligibility
To use our services, you must meet the following requirements:
- Be at least 18 years of age
- Have the legal capacity to enter into binding agreements
- Provide accurate and complete information during consultation
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and truthful information about your financial situation
- Maintain the confidentiality of any account information or access credentials
- Use our services only for lawful purposes and in accordance with these terms
- Pay all fees and charges associated with your use of our services
- Notify us promptly of any changes to your contact information
Prohibited Uses
You may not use our services to:
- Engage in any illegal, fraudulent, or deceptive activities
- Attempt to gain unauthorized access to our systems or other users' information
- Interfere with or disrupt the operation of our services
- Use our services for any purpose that violates applicable laws or regulations
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain our exclusive property or that of our licensors.
Unauthorized reproduction, distribution, or modification of our content is strictly prohibited.
Privacy and Data Protection
Your privacy is important to us. We collect, use, and protect your personal information in accordance with our privacy policy.
Please review our privacy policy for detailed information about our data practices. Privacy Policy
Payment Terms
Payment terms for our services include:
- Monthly subscription fees of £250 are due in advance
- All prices include VAT at the applicable rate
- Payment processing fees may apply depending on your chosen payment method
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR LIABILITY IS LIMITED TO THE AMOUNT YOU PAID FOR OUR SERVICES.
We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.
Dispute Resolution
Disputes shall be resolved through the following process:
Arbitration
Any disputes will be resolved through binding arbitration in accordance with UK arbitration rules.
EU Online Dispute Resolution
EU residents may access the Online Dispute Resolution platform for alternative dispute resolution.
EU ODR PlatformTermination
Either party may terminate the service relationship with appropriate notice as specified in your service agreement.
Upon termination, your access to services will cease, though certain obligations may survive termination.
Governing Law
Any disputes shall be resolved under UK jurisdiction and applicable financial services regulations.
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and us regarding use of our services.
Changes to Terms
We reserve the right to modify these terms at any time with appropriate notice to users.
Material changes will be communicated through our website or direct notification.
Contact Information
For questions about these terms, contact us using the information provided in our contact section.
42 Regent Street, London W1B 5HL